How does SCHUFA influence lending in Germany?

SCHUFA (Schutzgemeinschaft für allgemeine Kreditsicherung) plays a central role in the granting of credit in Germany. Its credit rating often determines whether a loan is approved and on what terms. But how exactly does SCHUFA affect the granting of credit? What can consumers do to obtain a loan despite negative entries? And why is a … Read more

Everything you need to know about car loans in Germany – for whom they are worthwhile and how to find the best offer

Owning a car is essential for many people in Germany – whether for commuting to work, everyday family life or leisure activities. However, savings are not always enough to finance the dream car immediately. This is exactly where the car loan comes into play. In this article you will find out who uses car loans … Read more

How interest rate trends will affect the credit market in Germany in 2024

Current blog post: How interest rate trends will affect the credit market in Germany in 2024 Interest rate fluctuations have been a major issue in Germany in recent years, and 2024 is no exception. Developments at the European Central Bank (ECB) and other macroeconomic factors have a strong influence on lending conditions. This article provides … Read more

Obtaining a loan despite debt collection in Switzerland: your options and opportunities

If the word “debt collection” seemed to close the door to financial support for you, you’ve come to the right place. In Switzerland, the issue of credit is always associated with many question marks, despite debt collection . But there are ways and possibilities to find suitable solutions even in such situations. Our goal is … Read more

Loan without credit check in Switzerland: your options and opportunities

The possibility of obtaining a loan without a credit check is an interesting prospect for many consumers in Switzerland. Whether you need to cover unforeseen expenses, finance a personal project or simply have to overcome a financial hurdle – at krefux.kredit-vergleich.ch we understand your needs and the desire to get the loan of your choice … Read more

Loans for pensioners and senior citizens in Switzerland – Optimal credit despite old age

Are you in a well-deserved retirement and looking for financial flexibility? Then you’ve come to the right place! With us, you will find the optimal loan that suits your stage of life. Regardless of whether you want to live on a small supplementary pension or make your dreams come true in old age – we … Read more

The CCA explained in simple terms – Summary of the Swiss Consumer Credit Act

The Consumer Credit Act is of crucial importance for the Swiss credit market! Unfortunately, however, many Swiss people are still not entirely clear about what exactly it entails. With this article, we would like to explain and summarize the sometimes complicated formulations of the Consumer Credit Act in a simple and understandable way. Scope and … Read more